Student Visa Information

· AL 3 for all sub-classes except:
  - AL 4 for Vocational Education and Training (572); and
  - AL 2 for AUSAID and Defence (576).

· IELTS results must be sent with visa application.
· IELTS test conducted not more than 24 months before date of application.

· Tuition costs - full program or 1 year - by subclass.
· Living costs of AUD12,000 pa .
· Travel Costs.

IF MARRIED AND/OR DEPENDENTS:
· Spouse - add AUD4,200pa.
· 1st child - add further AUD2,400 + AUD8000pa schooling if of school age (any child turning 5).
· Additional children – AUD1,800 + AUD8000pa schooling.

An “acceptable individual” means one or more of the following:
(a) the applicant;
(b) the applicant’s spouse;
(c) the applicant’s parents;
(d) the applicant’s grandparents;
(e) the applicant’s brothers and sisters.
(f) an uncle or an aunt who is an Australian citizen, an Australian permanent resident or an eligible New Zealand citizen and is usually resident in Australia.

· Must be money deposits held with a registered guaranteed financial institution. (The www.indiaembassy.com lists financial institutions that are acceptable in India).

· Loan must be from an acceptable financial institution and must be fully sanctioned.
· Details of the collateral for loan and its owner should be mentioned in the loan letter.
· Income of sponsor being 22% of loan amount to cover default on the loan.

· Group Provident Funds are acceptable IF annual GPF statement is provided along with a certificate that clearly states amount available for withdrawal and the purpose.
· Withdrawal limits for Public Provident Funds:
  If held 15+ yrs, total balance;
  If held 6+ yrs, 50% of balance held 3 yrs prior;
  If held 3+ yrs, loan for up to 25% of balance held at 3 yr point.
· Letter from bank giving start date and withdrawal amounts or passbooks.

· Acceptable - Includes Savings account, Monthly Income Schemes (after 1 year), Recurring Deposits (after 3 years).

· No need to transfer funds to India.
· All assessed on their merits.
· If in doubt about the financial institution contact AHC.

· Joint accounts are acceptable if both/all account holders are eligible sponsors for that visa sub-class.
· Details of account holders to be shown.

· Corporate accounts must be owned solely by acceptable sponsors for visa sub-class.
· Public LTD companies must be operating in the international arena.
· Applicant is required to be employed by the corporate sponsor.
· For partnership/private companies, must provide affidavit of support from all partners and copy of memorandum of understanding/partnership deed listing partners/directors.

· Applications should be lodged at the AHC at least 6 weeks prior to course commencement.
· The commencement of the course is the date orientation starts. Applications should not be lodged after course has commenced, with extension letters from the University.
· The AHC requires 6-12 weeks to process an application.

· Visa granted in time and applicant does not travel – No deferral allowed and applicant needs to lodge a fresh application (visa will be cancelled);
· PVA/MEDS issued in time and the required documents (medicals and coe) are not submitted by the applicant – No deferral allowed and application may end up in a refusal;
· PVA/MEDS delayed (other circumstances- beyond applicant’s control) – deferral accepted for 1 semester.

Under 18 must provide evidence of suitable guardianship arrangements - PIC 4012A .
Applicants must:
· Intend to reside in Australia with a person who:
(a) is a parent or custodian; or
(b) is a relative and is nominated by a parent or custodian of the applicant; and is
     - aged at least 21; and
     - of good character; or
· Provides a signed statement from the education provider confirming appropriate arrangements have been made for applicant’s accommodation, support and welfare.
· The parent/guardian will be residing lawfully in Australia.
· Guardian must be of good character- must provide police clearance for each country of residence for 1 year or more in the last 10 years.

· Students will have their visas cancelled automatically if they do not abide by the visa conditions.
· A data link is maintained between application, grant, arrival, enrolment, course completion and departure; this information includes agent information.
· Adequate health insurance must be taken.
· Study limited for members of family unit.
· Mandatory condition requiring students to continue to satisfy all visa requirements.